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CYPRUS TAX, MADE CLEAR · 2026
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Pension, Lump Sum & Provident FundHow much will you get at retirement? Estimate them →
€
Type an amount or drag the slider
The 2026 reform saves you
vs. the same income under 2025
€350,40/yr
These contributions build your pension
See your pension — and your lump sum or Provident Fund →
WHERE EVERY EURO GOES
11.5% total burden
YEAR
Net income
Yours to keep
€21.252,00/yr
88.5%
Income tax
Taxable base: €21.252,00
€0,00/yr
0.0%
Social insurance
8.8% employee · income capped at €68.904
€2.112,00/yr
8.8%
GESY (health)
2.65% of income
€636,00/yr
2.65%

Results are estimates and are provided as a guide only. While we work to keep the rates current, we don't guarantee their accuracy and accept no responsibility for decisions or actions based on them. Always confirm with a licensed accountant.

FILING DEADLINE · TAX YEAR 2025
Submit and pay by 31 October 2026 via TAXISnet — unless extended. More →
Need an accountant?

We do the math — filing needs a professional. We partner with ICPAC-licensed firms across Cyprus, at no cost and no obligation to you.

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Cyprus tax calculator 2026 — free, no sign-up

Taxemas calculates your net salary and income tax in Cyprus under the 2026 reform brackets (€22.000 tax-free threshold), including social insurance and GESY — for employees and the self-employed. Find the deductions you're entitled to for children, rent or mortgage interest, energy upgrades and home insurance, and read plain-language answers in the Cyprus tax FAQ. If you're self-employed, scan your receipts with the AI Expense Reader in the "AI Tools" tab to total your business expenses automatically. Curious about the future too? Estimate the pension your contributions are building — together with your government gratuity and a Provident Fund projection. When it's time to file, find a licensed accountant among our partners.

Estimates based on the tax reform voted 22 Dec 2025, effective 1 Jan 2026. Guidance, not tax advice — confirm with a licensed accountant before filing. Uploaded files are processed in memory for AI reading only and are never saved by Taxemas.

Results and information may be inaccurate or out of date. Taxemas accepts no liability for their accuracy or for any decisions or actions taken based on them.

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