Cyprus tax, answered

Plain-language answers under the 2026 reform. Free for everyone.

PENSIONS

How is the old-age pension calculated in Cyprus?
How are the government lump sum (gratuity) and a Provident Fund calculated in Cyprus?
Can I retire at 63 in Cyprus?
How many years of contributions do I need for a Cyprus pension?
Is there a maximum number of pension points in Cyprus?

INCOME TAX

What is the tax-free threshold in Cyprus for 2026?
What are the 2026 income tax bands?
When did the tax reform take effect?
Do I have to file a tax return?
When is the deadline for the 2025 tax return in Cyprus?

SELF-EMPLOYED

How much social insurance do self-employed pay?
How much is GESY for self-employed?
What expenses can I deduct as a freelancer?
Should I open a limited company instead?

DEDUCTIONS

How much is the child deduction?
Can I deduct my rent or mortgage?
Is buying an electric car deductible?
Is home insurance deductible?
Are provident fund and life insurance contributions deductible?

EXPATS

What is the 50% expat exemption?
What does non-dom status mean for dividends?

EMPLOYEES

How is the 13th salary taxed?
How does PAYE work?
What do I get for my social insurance?
How much net salary do I take home from €30.000 gross in Cyprus?
How much social insurance does an employee pay in Cyprus?
How much GESY is deducted from my salary?
Are civil servants taxed differently in Cyprus?

COMPANIES & STARTUPS

What is the corporate tax rate?
When must I register for VAT?
What does an employee really cost?
What must I do before hiring my first employee?
What are the key tax deadlines?
Was stamp duty really abolished?
What changed for dividends from a company I own?
Does Cyprus have incentives for tech companies?

PRACTICAL

How much should I set aside for taxes?
Do rent payments have to be electronic?
Does Taxemas store my data?

Guidance — not tax, pension or investment advice. Figures and rules may contain errors or have changed; confirm with a licensed professional or the competent authority before acting. Figures last verified: July 2026.