PENSIONS
Is there a maximum number of pension points in Cyprus?
Yes — 6,00 points a year, and the ceiling is not arbitrary: contributions stop at exactly 6 × the basic insurable earnings (6 × €11.480 = €68.904 for 2026), so earnings above that pay nothing and buy nothing. Inside each year the first 1,00 point counts as basic insurance and the rest as supplementary — which is why the basic part of the pension tops out at the full basic rate while the supplementary part keeps growing. There is no cap on your lifetime total: someone earning at or above the ceiling every year banks 1 basic plus 5 supplementary points, year after year.
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Related questions
- How is the old-age pension calculated in Cyprus?
- How are the government lump sum (gratuity) and a Provident Fund calculated in Cyprus?
- Can I retire at 63 in Cyprus?
Guidance — not tax, pension or investment advice. Figures and rules may contain errors or have changed; confirm with a licensed professional or the competent authority before acting. Figures last verified: July 2026.